University of Phoenix Material
1. If you find errors on your credit report, what steps would you take to correct them? You would need to contact the consumer reporting company and the information provider like right away when you see something not right with your report.. When you are contacting the consumer reporting company in writing you need to explain to the person on the other line what information you believe to be is true that is inaccurate. When you are contacting the information provider in writing that you dispute on the item.
They might ask you some questions like an address or etc. 2. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? 3. Have you, a family member, or a friend been a victim of identity theft? How did it happen? Describe the resolution process- ex. how much time did it take, what credit damage was corrected?
Well this actually just happen to me when I went to file my taxes. After I went and filed my taxes online it said that someone already had filed them. SO I waited two hours to actually talk to someone through the IRS and they hung up not one not twice but three times and I was very angry. I explained to them my situation. So they had to send me forms that I have to fill out and send back t0 the IRS. They told me this whole process is going to take 180 days.
I don’t see how because, they should have like all the proof but, I guess it a waiting game now for me to sit back and just wait for my taxes. 4. Using the FTC site, what can you do to minimize the chance of your identity getting stolen? Ways you can protect your identify would be when you are going out into the public you only want to take your drivers license and the credit card you are going to need to go shopping or whatever you case might be. You never want to do your banking through and unsecure website always one to make sure it a secure site you are sure of.
You always want to keep you social security card and birth certificate lock up when going away in case if someone would ever break into your home they won’t be able to rob you for your social and birth certificate. You always want to keep your pin numbers and your password to yourself. Don’t ever give them out because then anyone can access your stuff anytime they would want from where they want to. Never give anyone your credit or bank card to purchase or go get money because they could get your information. Post the Credit Protection and Identity Theft worksheet as a Microsoft® Word attachment.